Payment Acceptance

Start Accepting Payments Today!


Merchant First is the only payment processor gateway you’ll ever need. We offer credit card, ACH, debit card, Check21, Check conversion processing for eCommerce, MOTO, and retail (card present) transactions.


With our easy-to-use system, you can process payments all the time, anytime – regardless of volume growth, or peaks in order volume. Integrate easily with major commerce platforms, CRM, ERP, and other business systems with no time wasted.


With Merchant First credit card processing your business can:

  • Accept online credit card payments, telephone payments, or POS payments
  • Retain flexibility in payment options
  • Leverage low credit card processing costs to keep your customers costs down
  • Make billing and processing invoices easier and faster
  • Eliminate duplicate data entry


As an added benefit, you’ll have access to our unique and robust reporting tools, at no extra cost. These reporting tools are flexible and customizable, allowing you to choose either combined or separate reports.

With Merchant First, your business will be able to accept all major credit cards, including VISA, MasterCard, American Express, JCB (Diners), and Discover.